Wall Street Quality
Advisory and
Investment Banking
for the Lower
Middle Market



$15 Billion


30 Years


About Our Firm

Three Twenty-One Capital Partners is a Private Investment Bank and Advisory Firm providing Wall Street Quality Advisory and Investment Banking Services to the under-serviced lower-middle market.

Three Twenty-One Capital Partners’ team has executed or advised engagements with over $15 billion in transaction value.

Three Twenty-One Capital Partners’ Senior Management team is comprised of CFA’s, CPA’s, Business Owners, and Turnaround & Business-Crisis Professionals that have experience in every facet of the business continuum, from inception to exit.

Situational Expertise



What People are Saying

“Three Twenty-One Capital Partners (321 Capital) brings a very impressive mix of relevant experience and deal savvy, keen insight and ability to work the transaction details, and excellent personal relationships with their clients and buyers.  We bought a company that 321 Capital represented, and our transaction was complex and had many unusual elements. 321 Capital was an excellent advocate and resource for its client the entire way, and after closing as the buyer we liked and respected them even more than we did before the deal. They are a first-class firm, and we’d work with them again in a heartbeat.”

Phil Estes, Managing Member
Horizon Holdings, LLC

“I would like to take this opportunity to thank you for all your hard work in facilitating the sale of our companies. Your personal attention to all the details was greatly appreciated. When we signed the original listing agreement for 75 days, I didn’t think it would be possible to have it done in such a short period of time; but when we went to settlement 67 days later, I was amazed, excited, and relieved.”

Rebecca Poole
Board of Directors, American Metal Fabricators, Inc.

“Our acquisition was the first for our company, our deal was complex and had many unforeseen obstacles. One thing that was constant was our confidence that we could contact Three Twenty-One Capital Partners (321 Capital) and get an honest opinion and clear direction on how to proceed on each major issue. I highly recommend 321 Capital for their ability to find common ground solutions and to work hard on completing a difficult transaction”

Mike Smith
President of Tennsmith

“We would be pleased to work with Three Twenty-One Capital Partners (321 Capital) again on another tough bankruptcy case”

Sharon Levine
Lowenstein Sandler PC, counsel to the official committee of unsecured creditors – WikiTravel

“I have found one firm, Three Twenty-One Capital Partners (321 Capital) to be “head- and- shoulders” above their competitors in providing assistance to banks in selling mode…I can tell you from personal experience that they can be invaluable when searching out buyers for businesses, and when negotiating a sale to closing.”

Michael Fogle
First National Bank & Trust

“I represent the secured lender in a transaction that was handled by Three Twenty-One Capital Partners (321 Capital). Our borrower was losing a lot of money and on their way to going out of business. 321 Capital arranged a sale of the company that included complete payment of my loan. He was very professional and worked to get the transaction done though several parties involved were in disagreement about the structure.”

Kim Wilson
AVP, Portfolio Manager, Summit Financial Resources

“Three Twenty-One Capital Partners (321 Capital) did a great job as a go between with the Seller. They were open in translating the seller’s issues and feelings, both during the offer stage and later, as we worked out the definitive agreement. Without them, the final deal would not have gotten done.”

Bob Luce
President, Wright Plastic Products Co. LLC

“I have had the privilege of working with Three Twenty-One Capital Partners (321 Capital) on two deals. 321 Capital knowledge of the specific industries involved, extensive list of investors and contacts, along with the energy they bring toward locating the best available solution has resulted in outcomes that allowed us to maximize the collection of debts owed, while mitigating what I feel would have been larger losses without the solutions 321 Capital helped bring to the table. I look forward to the next opportunity to work with 321 Capital and would recommend that any Bank or lending institution consider 321 Capital as a resource in their loss mitigation efforts.”

Douglas Cobb
Capital Bank – Doom Inc

“Three Twenty-One Capital Partners (321 Capital) was very impressive in their market reach as they worked to enable an equity infusion or an outright sale of my company. The tremendous outreach and approach taken resulted in 16 plant walkthroughs, 4 LOI’s and a final deal that was very advantageous for me. I felt very comfortable in their approach, that they aggressively looked at all options and counseled me to a successful conclusion. I would recommend them to anyone looking to make major moves financially with their company!”

Jim Willis
Owner, Viking Metal Cabinets

“This was the first transaction our company had ever done and the team at Three Twenty-One Capital Partners (321 Capital) was exceptional throughout the process. The research and planning up front made us very comfortable to move forward and the candidates they brought were dead on to our requirements. We’d certainly recommend them to others and would look to utilize them again in the future if we are fortunate to find ourselves in that spot again.”

Steven Parks, President
Parks Manufacturing, Inc.

“Three Twenty-One Capital Partners (321 Capital) pulled off a challenging transaction and guided us through more than one surprise that could have derailed the deal. The 321 Capital team was clearly experienced and understood the type of process that was required for our situation. They moved quickly, worked well with all parties to keep us on track, and helped us to develop the options that allowed us to achieve a good outcome.”

Laura Witt, General Partner
ABS Capital Partners

Free Confidential Consultation

Three Twenty-One Capital Partners welcomes the opportunity to confidentially discuss your business needs.  Please call or email Erv Terwilliger at 443-325-5290 Ext. 201 or erv@321capital.com.